Savings and CDs
We offer you three relationship banking packages: Basic, Gold and VIP. These packages are designed to reward you with higher rates on CDs, Savings and Money Market Accounts along with lower rates on some loan products. Gold or VIP programs require a Gold or VIP Checking Account.
Passbook Savings Accounts
- Available in Basic, Gold and VIP Relationship Banking Packages
- Available for Retail and Business Accounts
- Competitive Annual Percentage Yield compounded daily and paid monthly
- Free 24-hour Telephone Banking
- Free Online Banking access*
- Permanent record of all transactions
- Access to your funds without penalty upon presentment of passbook
- Low minimum balance to open the account of only $25.00 (please note a service charge of $1.00 per month may be imposed if the balance in the account falls below $25.00 any day during the month)
- Minimum balance to obtain annual percentage yield on the account is only $25.00
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Statement Savings Account
- Available in Basic, Gold and VIP Relationship Banking Packages
- Available for Retail and Business Accounts
- Competitive Annual Percentage Yield compounded daily and paid monthly
- Free 24-hour Telephone Banking
- Free Online Banking access*
- Access to funds without penalty
- Low minimum balance to open the account of only $25.00 (please note a service charge of $1.00 per month may be imposed if the balance in the account falls below $25.00 any day during the month)
- Minimum balance to obtain annual percentage yieldon the account is only $25.00
- ATM Card
- Transfers to and from other WB deposit accounts (except passbook savings) via ATM, Telephone Banking or Online Banking limited to six per statement cycle
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Club Accounts
- Available in Basic, Gold and VIP Relationship Banking Packages
- Available for Retail Accounts Only
- Systematic savings
- Competitive Annual Percentage Yield compounded daily and paid monthly
- Free 24-hour Telephone Banking
- Free Online Banking access*
- A permanent record of all transactions
- Low minimum balance to open the account is only $1.00
- Minimum balance to obtain annual percentage yield on the account is only $1.00
- Maturity for a Christmas Club account is the last business day of October
- Maturity for a Vacation Club account is the last business day of April
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Money Market Deposit Accounts
- Available in Basic, Gold and VIP Relationship Banking Packages
- Available for Retail and Business Accounts
- Minimum Balance to Open $2,500.00
- Annual Percentage Yield compounded daily and paid monthly
- A four-tiered premium Annual Percentage Yield structure
- Free 24-hour Telephone Banking
- Free Online Banking access*
- Minimum balance to obtain interest on the account is only $25.00
- Transfers from a Money Market Deposit Account to another account or to third parties by check, draft, or other similar order, preauthorized, automatic transfer through Telephone Banking or through Online Banking are limited to six per statement cycle
- Automatic transfers from another WB account in increments of $100.00
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Certificates of Deposit
- Available in Basic, Gold and VIP Relationship Banking Packages
- Available for Retail and Business Accounts
- Higher investment returns than a regular passbook or statement savings account
- Terms ranging from 3 months to 5 years in duration
- Terms of 1 year or longer may be opened with just $1,000.00
- Shorter term CDs require a $5,000.00 minimum deposit
- Annual Percentage Yield is compounded daily and paid monthly
- Interest may be withdrawn at any time; however, there is a penalty for early withdrawal of principal
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Energy Club Account
Premium Interest Rate (See Current Rate Page for Rate Information)
Control - You determine how much to save for future Energy/Heating expenses based on prior usage.
Convenience - Choose from two convenient ways to save: Direct Deposit from your paycheck or Automatic Transfer either from Online Banking or another WB Account
Flexibility - put money away year round in any amount. Withdraw funds at any time when bills are due
Safety - Money is fully insured
Free Bank Check - Bring in a qualified energy/utility bill or invoice for purchase of energy-saving home improvements or energy-efficient appliances, and we'll give you a free Bank Check
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*You must have a checking account to be eligible for online banking access